504 Rate history

Source: NADCO
Note: Effective rates below include fees to CDC, SBA and central serving agent

2023

Loan Type

JAN

FEB

MAR

25 Year SBA 504

6.310

6.010

6.329

Loan Type

JAN

FEB

MAR

20 Year SBA 504

6.282

5.982

6.332

Loan Type

JAN

FEB

MAR

10 Year SBA 504

6.433

6.433

6.768

Loan Type

JAN

FEB

MAR

25 Year Refi SBA 504

6.327

6.028

6.347

Loan Type

JAN

FEB

MAR

20 Year Refi SBA 504

6.300

6.000

6.350

2022

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

25 Year SBA 504

3.213

3.594

3.925

4.676

5.117

5.187

5.107

4.977

5.437

6.439

6.529

6.110

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

3.067

3.449

3.761

4.615

5.057

5.127

5.047

4.886

5.338

6.362

6.452

6.032

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

10 Year SBA 504

3.070

3.807

3.807

3.807

4.922

4.922

4.962

4.962

5.320

5.598

6.534

6.534

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

25 Year Refi SBA 504

3.227

3.508

4.690

4.690

5.130

5.20

5.120

4.990

5.450

6.457

6.547

6.128

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year Refi SBA 504

3.081

3.463

4.629

4.629

5.071

5.141

5.061

4.900

5.352

6.380

6.470

6.050

2021

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

25 Year SBA 504

2.692

2.752

3.043

3.073

2.933

2.883

2.813

2.863

2.973

2.912

2.922

3.023

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

2.653

2.714

2.995

3.016

2.845

2.764

2.694

2.744

2.855

2.765

2.775

2.875

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

10 Year SBA 504

2.438

2.438

2.684

2.684

2.612

2.612

2.591

2.591

2.673

2.372

2.793

2.793

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

25 Year Refi SBA 504

2.733

2.794

3.084

3.114

2.974

2.924

2.854

2.904

3.014

2.926

2.936

3.036

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year Refi SBA 504

2.696

2.757

3.038

3.058

2.887

2.807

2.737

2.787

2.898

2.779

2.789

2.889

2020

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

25 Year SBA 504

3.710

3.460

2.878

3.029

2.758

2.597

2.406

2.66

2.406

2.582

2.552

2.622

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

3.639

3.388

2.804

2.955

2.683

2.522

2.341

2.210

2.361

2.553

2.523

2.583

2019

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

25 Year SBA 504

4.877

4.767

4.737

4.527

4.387

4.086

4.006

3.626

3.455

3.480

3.740

3.640

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

4.751

4.641

4.581

4.360

4.260

3.978

3.908

3.526

3.355

3.398

3.679

3.579

2018

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

25 Year SBA 504

–

–

–

–

–

–

5.316

5.346

5.286

5.207

5.317

4.987

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

4.64

4.94

4.92

5.024

5.214

5.314

5.254

5.294

5.244

5.153

5.253

4.922

2017

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

4.58

4.60

4.83

4.62

4.66

4.59

4.76

4.53

4.37

4.57

4.51

4.50

2016

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

4.82

4.31

4.54

4.30

4.31

4.22

4.08

4.08

4.09

3.99

4.35

4.59

2015

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

4.59

4.53

4.79

4.58

4.84

5.05

4.95

4.89

4.89

4.76

4.74

4.86

2014

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

5.53

5.30

5.28

5.18

5.07

5.06

4.94

4.95

4.99

4.81

4.87

4.77

2013

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

4.20

4.28

4.29

4.15

4.14

4.52

5.22

5.23

5.69

5.44

5.45

5.45

2012

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

4.83

4.70

4.79

4.74

4.45

4.49

4.45

4.44

4.27

4.25

4.16

4.00

2011

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

5.73

6.06

5.93

5.89

5.63

5.51

5.58

5.13

4.69

4.83

4.94

4.9

2010

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

5.79

5.55

5.6

5.77

5.52

5.29

5.21

4.93

4.62

4.95

5.09

5.56

2009

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

6.66

5.70

5.6

5.25

5.37

5.89

5.24

5.39

5.14

5.33

5.5

5.46

2008

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

6.14

6.13

6.46

6.34

6.46

6.65

6.84

6.99

6.57

6.57

7.72

7.17

2007

Loan Type

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEPT

OCT

NOV

DEC

20 Year SBA 504

6.29

6.26

6.2

6.29

6.28

6.28

6.79

6.75

6.53

6.54

6.48

6.26